RANLife, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age*, if all, or part of your income, may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
RANLife Inc., Inc. is a licensed mortgage Lender. RANLife, Inc. is a HUD approved lender, and is also approved with Fannie Mae and Freddie Mac as a seller/servicer. RANLife is also approved as a Ginnie Mae issuer. The following is a list of our current state license numbers. (If your state is not listed below then RANLife is not currently licensed to make or originate mortgage loans in your state.)
Arizona Mortgage Banker License 0911475
Arizona License Number: BKBR 0115765 AZ Branch
California - DBO Residential Mortgage Lending Act License 41DBO-40949 - Licensed by the Department of Business Oversight under California Residential Mortgage Lending Act
Colorado Mortgage Company Registration: To check the license status visit nmlsconsumeraccess.org
Florida Mortgage Lender Servicer License: MLD92
Idaho Mortgage Broker/Lender License MBL-4055
Illinois Residential Mortgage License MB.6760364 the Illinois Department of Financial and Professional Regulation - Division of Banking, 100 W. Randolph, 9th Floor, Chicago, IL 60601 (312) 793-3000
Indiana-DFI First Lien Mortgage Lending License 11300
New Mexico Mortgage Loan Company License 02958
Oregon Mortgage Lending License ML-3261 License under the Oregon Consumer Finance Act.
Tennessee Mortgage License 109304
Texas - SML Mortgage Banker Registration 3151; Consumers wishing to file a complaint against a Mortgage Banker or a licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed Mortgage Banker Residential Mortgage Loan Originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department's website at www.sml.texas.gov.
Utah-DRE Mortgage Entity License 5496693-MLCO
Virginia Lender License MC-4183 by the Virginia State Corporation Commission
Washington Consumer Loan Company License CL-3151
*Provided you have the capacity to enter into a binding contract.