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As a Hawthorn Academy employee save thousands on the closing costs of a new mortgage or refinance loan from RANLife home Loans. Use a Ranlife Real Estate Agent to sell or buy a home & get a $1,000 credit towards closing.
Our Closing Cost Assistance Program will help you on the path to homeownership. We provide a personalized, free pre-approval or refinance quote. Our team will assess your current situation to help improve your buying power or find a tangible benefit through a refinance. Your best interest is our foremost goal. As a Hawthorn Academy employee, save thousands in closing costs.* Fill out the form below to get started.
*Savings are based off the total loan amount. Savings vary.
Turn your dream into an address today
RanLife offers many 100% Financing programs so you don't have to pay 20% down. With RanLife's No Down Payment program options, your home buyer dream can be a reality. Explore all of RanLife's 100% Financing programs below:
low rates.
lower payments.
home owenership.
your dream home.
Ranlife has partnered with Hawthorn Academy to help make the home buying process more affordable.
As many times as you'd like! As long as you're employed with Hawthorn Academy.
You sure can! At RanLife you're a Customer for Life.
No! The credit from RanLife is based on the loan amount, the higher the loan amount, the larger the credit that you'll receive!
You will receive a .5% credit based upon the loan amount for being employed with Hawthorn Academy. Talk to your Account Manager, you may be eligible to receive an additional credit with one of our real estate partners! Example: If your loan is $600,000, you will receive a credit of $3,000 from RanLife.
No, this credit can only be used toward your closing costs. But contact your account manager to give you details about 100% financing or down payment assistance programs that may be available to you.
Closing costs are part of every mortgage transaction. There are lender fees for processing, underwriting, and preparing docs for the loan. The rest of the costs are 3rd party charges such as, an appraisal, title and starting escrow fees.
Yes! You can use this credit in various ways such as buying down your interest rate to lower your payment. Your account manager will go over your specific options with you.
We will require your most recent paystub from Hawthorn Academy and a standard Verification of Employment which is part of every mortgage transaction.
Fill out the application above and a loan officer will be in touch with you to help you turn your dream into an address.
We have been in business for over 20 years, and we have maintained an A+ Rating with the BBB.
Lucky you! You can absolutely get this as a part-time employee..
Fast loan closings. Up to two times faster than the competition.
In-house advantage. Because we have in-house processors and underwriters, including a certified USDA underwriter, you have the comfort of knowing that your loan is in our hands at all times, never with a third party.
Accessible loan officers. Buying a house doesn't always fit between the hours of 9 to 5. When you need us, we're there.
Low and competitive interest rates and fees.
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Direct Mortgage Lender and Servicer. We don't sell your loan to another mortgage company.
Walk MS gives a voice to the MS movement and brings us closer to a cure - RANlife has donated almost $53,000 to help the cause.
Learn More
RANLife was the first lender in Utah to roll out e-notes.
Greg Walker speaks to homeowners on x96 and Radio from Hell about how to navigate homeownership during the pandemic.
Listen To It Now
Walk MS gives a voice to the MS movement and brings us closer to a cure - RANlife has donated almost $53,000 to help the cause.
Learn More
RANLife was the first lender in Utah to roll out e-notes.
Greg Walker speaks to homeowners on x96 and Radio from Hell about how to navigate homeownership during the pandemic.
Listen to it Now
I just wanted to say thank you for all your help, time, and support during the purchase of our new home. You walked me through every step and were so great in keeping in contact with me. When I became discouraged you kept me going on track. I have worked with other loan officers in the past and none compare! I would definitely recommend you to anyone! Thanks again for helping us into our new home.
Angie Rogers
