With only a 1% down payment, RanLife can help you turn your dream into an address. The 1% down payment program is available in Colorado, Idaho, Illinois, Indiana, New Mexico, Montana, Tennessee, and Virginia. You do not need to be a first time home buyer to qualify.
Our Bank statement loan program allows self-employed borrowers to utilize their full gross income which maximises your purchasing power. We can simply review your bank statement deposits to determine your debt-to-income ratio.
You can now purchase a home with only 1% down in all areas of South Dakota, Tennessee, and Virginia. 1% down is available in most counties in Illinois and Indiana.
You do not need to be a first time homebuyer to qualify for the 1% down payment program. First time homebuyers may qualify for 100% home financing.
Typically with a low down payment, borrowers can expect to pay mortgage insurance. RanLife offers low or no mortgage insurance options.
Down Payment
Loan Qualification
Mortgage Insurance
Your New Home
Fast loan closings. Up to two times faster than the competition.
In-house advantage. Because we have in-house processors and underwriters, including a certified USDA underwriter, you have the comfort of knowing that your loan is in our hands at all times, never with a third party.
Accessible loan officers. Buying a house doesn't always fit between the hours of 9 to 5. When you need us, we're there.
Low and competitive interest rates and fees.
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Direct Mortgage Lender and Servicer. We don't sell your loan to another mortgage company.
Walk MS gives a voice to the MS movement and brings us closer to a cure - RANlife has donated almost $53,000 to help the cause.
Learn More
RANLife was the first lender in Utah to roll out e-notes.
Greg Walker speaks to homeowners on x96 and Radio from Hell about how to navigate homeownership during the pandemic.
Listen To It Now
Walk MS gives a voice to the MS movement and brings us closer to a cure - RANlife has donated almost $53,000 to help the cause.
Learn More
RANLife was the first lender in Utah to roll out e-notes.
Greg Walker speaks to homeowners on x96 and Radio from Hell about how to navigate homeownership during the pandemic.
Listen to it Now
I just wanted to say thank you for all your help, time, and support during the purchase of our new home. You walked me through every step and were so great in keeping in contact with me. When I became discouraged you kept me going on track. I have worked with other loan officers in the past and none compare! I would definitely recommend you to anyone! Thanks again for helping us into our new home.
Angie Rogers
