RANLife Family

Get Into Your Dream Home With One Of The Nation's Most Trusted Lenders


Welcome To Our RANLife Family

A large expense for mortgage companies is staffing and servicing the compliance & fraud protection regulations. Our past clients and their referrals are 99% more likely to practically eliminate many expenses that come with those with who we have not had a previous relationship. We eagerly share that savings. Actual cash benefits fluctuate with the market so it is important that you maintain qualifications such as credit, income or home equity to qualify for some of our special advertised customer for life (CFL) programs.


The Following Benefits and guidelines apply:

  • At anytime you may refinance your existing RANLife mortgage with RANLife in order to reduce the interest rate, obtain cash out and/or reduce the term of the program with RANLife's streamlined enhanced pricing process. This alone could save you thousands of dollars in available credit to closing costs or an extremely low interest rate. There is no limit on the number of times you choose to exercise this option on the subject property.
  • You have full access to the HEMA Program (Home Equity Management Account) The HEMA Program will further reduce your existing program term by an average of 5-7 years saving you thousands of dollars in interest. Contact our experienced mortgage professionals for details.
  • All new customers receive RANLife's "Fast Track" enhanced pricing option, but once you complete a transaction with RANLife you also qualify for our streamlined process.
  • You will receive quarterly newsletters with the purpose of educating you on existing interest rates, market trends and new beneficial programs available to our preferred customers.
  • All home purchases made by qualifying applicants will also receive our "Customer for Life" enhanced pricing option and may receive massive credits to closing costs or an extremely low interest rate on qualifying programs. Contact our experienced mortgage professionals for details.

RANLife Home Loans offers you not only low rates and great service, but we offer a lifetime of benefits that can save you time, energy and money

  • Customer for Life Benefits: Saves you money in closing costs over the life of your loan.

  • What Can You Become?: Shows you what you need to do to increase your credit score. Move your 679 Fico to a 720 Fico.

  • Find out your Freedom Date: Get specific data and charts on how you can pay your debt off faster, what debts to pay off first, and find out your Freedom Date.

  • Tangible Benefit: What can you afford? Should you refinance?

  • Get on the Fast Track: We close mortgage loans faster than most banks and brokers. Move into your home faster. Refinance your home faster. A worry and stress free home loan solution.

  • Financial Analysis: Find out which mortgage programs would best benefit you and save you even more money.

  • The Ultimate Time Saver: When you score keeps rising and eventually moves upwards towards the 800 FICO range you will not only save money on future lending, but you will save yourself time. Time to do the things you want to do

CFL Program Guidelines

You must maintain program qualifications such as credit, income and equity requirements to qualify for applicable programs. Minimal update fees such as title, appraisal and underwriting do apply. All program guidelines and interest rates are subject to change due to economic conditions, market movement and program availability. Some RANLife mortgage programs do not qualify for CFL. Ask a RANLife Mortgage Professional for more details (800) 461-4152.

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Direct Government Lender