HARP Refinance

Find Out If Your Home Qualifies For This Government Funded Refinance Program


Get Your Fast HARP Refinance Today!

HARP (Home Affordable Refinance Program) is a government program created to help homeowners refinance their mortgage loans when their mortgage amount is higher than their homes LTV--Loan to Value--(e.g. loan amount compared to the value of your home). This program will help all FNMA homeowners regardless of when you closed on your home loan and also address persons who cannot show their income.


Are You at or Above 100% Loan to Value?

One of the many great programs RANLife offers is our HARP Refinance program. This program is fast and it is easy! Don't let anyone tell you differently. If you meet all of RANLife's underwriting conditions, we will close your loan fast and hassle free.

  • Are you at 100% LTV (loan amount-to-home's value) or upside down on your home?
  • Are you currently self-employed but can't show income?
  • Would you like to lower your monthly payment and interest rate?

HARP 2.0 is Here.
Get Started Now.

Get started right now with RANLife and we will have your loan ready to go. If you are self-employed and can't show income to qualify then apply now and ask for HARP 2.0.

All you need to start the process is to find out if your original loan is securitized through FNMA.

Don't Know if Your Loan is a FNMA Loan?

Fill out this Quick Form and find out now!

Quick Eligibility Check

Contact RANLife Home Loans today at (800) 461-4152 and speak with one of our experienced mortgage professionals about how to customize a FNMA Home Loan Refinance to meet your needs.

RANLife Home Loans offers you not only low rates and great service, but we offer a lifetime of benefits that can save you time, energy and money

  • Customer for Life Benefits: Saves you money in closing costs over the life of your loan.
  • The Ultimate Time Saver: When your score keeps rising and eventually moves upwards towards the 800 FICO range you will not only save money on future lending, but you will save yourself time. Time to do the things you want to do
  • Find out your Freedom Date: Get specific data and charts on how you can pay your debt off faster, what debts to pay off first, and find out your Freedom Date.
  • What Can You Become?: Shows you what you need to do to increase your credit score. Move your 679 Fico to a 720 Fico.
  • Get on the Fast Track: We close mortgage loans faster than most banks and brokers. Move into your home faster. Refinance your home faster. A worry and stress free home loan solution.
  • Financial Analysis: Find out which mortgage programs you are approved for and which mortgage programs you could be approved for. This will save you even more money.